Posts

Writing: Useful Skill for Some Other Career Path, But No Longer a Career Or Even a Gig

  The common phrase on Reddit has become "I love writing." Well, good for you. And the common response, straight from the shoulder, has become: "Find something else to do for money. Anything. This is no longer a lucrative career or side hustle." That said, there is, of course, a huge need for this skill, when applied in a larger context.  The classic example is in practicing law. The associate who can turn in concise persuasive drafts which don't require extensive markups will get noticed. Likely more work will be assigned to them. Without that they probably won't develop enough billable hours and be terminated. However, being an adept writer won't in itself move the needle much in practicing law. Lots more is necessary to hold onto the job and move on up. Chair of Paul, Weiss since 2008 Brad Karp always loved writing. And, admires good writing. However, analyses of his success focus on his rainmaking, access to political leaders and strategic accompli...

BoomerVille: Is This the Venezuelan Bump?

Dow Jones Industrial Average INDEXDJX: .DJI 48,780.79 +398.40  (0.82%) today UPDATE: Dow Jones Industrial Average INDEXDJX: .DJI 49,107.86 +725.47  (1.50%) today Jan 5, 11:51 AM EST  •  Disclaimer

BoomerVille: World On Fire, But Stock Futures Up

It's not only Venezuela. Also, as Drudge Report headlines, there is speculation about US intervention in Greenland, Cuba and Columbia.  However, Dow futures are up . Right now that's at about 26 points (7:20 AM ET). Chevron leads the way. And, in general oil stocks are holding steady. Politics isn't triggering a market meltdown. Boomers can exhale after a weekend of shocks. Our money is safe, at least for now. Success is a mental game. Failure comes from being done in by the “committee” in your head. Together, we reprogram your thinking. Then we change your story. And, unleash success. Intuitive Coaching. Special expertise with transitions, becoming a solopreneur and aging. Psychic/tarot readings, upon request. Complimentary consultation with Jane Genova (Text 203-468-8579,  janegenova374@gmail.com ). Yes, test out the chemistry. Zero risk. Don’t give up before the miracle.

BoomerVille: Looks Like the Good Times Will Continue to Roll for One More Year

 Last year the Dow was up 13%. And, according to The Wall Street Journal the bull market could still have enough steam in it for one more year: "Corporate profits and falling interest rates may be enough to lift the S&P 500 to a fourth-straight year of gains, the longest such streak in nearly two decades" For the oldest of us boomers that could mean the lifting of angst about outliving our money. Observe the recent obits. More are crossing over at age 91, not age 79. Thanks to the run of the bulls and the guidance of my Edward Jones financial advisor Michael Hernan I can make it to then and even beyond. Meanwhile some sectors, unlike those getting hit by AI and cost-efficiency, are also enjoying their own versions of a golden age.  Among them is the top tier in law firms. They range from Paul, Weiss to Latham. And a rising tide lifts many other boats. That surge in revenues and profits, for example, feeds industries in New York and London, be it hospitality or commercial ...

Coastal HCOL Dwellers Head to LCOL Midwest

Image
We coastals used to mock the midwest as "flyover country." Now, as The Wall Street Journal documents, we're embracing locations such as Wisconsin, Missouri and Ohio as a Promised Land of affordability. Prime example: Because it provides LCOL (low cost of living) home ownership and rentals the majority of us can live here and keep that particular expense at one-third of our income. Actually my rent here in Toledo, Ohio is less than one-third. The utilities covered in that monthly nut include: Water Sewer  Trash Heat Air-conditioning Parking. That's not unique. A number of apartment complexes provide the same deal. Other fixed expenses such as car insurance are also lower than when I resided and operated my business in the New York Metro area.  In some parts of the midwest the regulations are citizen-friendly. For example, aside from the VIN number, there was no initial or annual inspection for my Toyota Prius. In addition, there are lots of freebies. There is no cost t...

BoomerVille - Nice Kickoff for 2026 Market

  The bull continues its run. We exhale as our financial security holds on. Dow Jones Industrial Average Index Index: DJI Compare 48,175.19 USD ▲  +111.90 (+0.23%) today January 2, 9:30 AM EST  ·  Market Open

Punch in Gut for Solopreneurs: Possible 114% Increase in Health Insurance Premiums

  The dark humor for the growing number of those intending to become self-employed could be all over the place. One possible snippet could be: Wait until you're 65 and eligible for Medicare . The monthly nut for that version of health insurance is $209.90 for 2026. Add on one of the free supplement plans. And there's an annual cap on out-of-the-pocket co-pays. Another is: Marry someone whose employer provides a top-shelf health insurance plan.  A major obstacle to becoming a solopreneur , as my coaching clients tell me, is what the cost of health insurance has become as the Affordable Care Act extended tax credits end this year. That cost-saver had been created in 2021. France24  (non-US media) reports: "On average, the more than 20 million subsidised enrollees in the Affordable Care Act programme are seeing their premium costs rise by 114 percent in 2026, according to an analysis by the healthcare  research  nonprofit KFF."  For a single 49 male the monthl...