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No surprise, with the Iran War fallout, Dow futures are down: Dow Futures 46,459.00 Change - 273.00   0.58%   But, there is some good news for those of us Boomers already receiving Social Security retirement funds. The grim projection the media loves publishing is that in six years our monthly payment could be reduced by up to 20%. For the average check that could mean $400. Well, I still put on my old journalism hat. What I am uncovering is that whether Congress acts or not to prevent this cut current retirees might not be affected. Those targeted are the unlucky folks just coming up on eligibility and those for whom the eligibility age could again be raised. The later could reach 70 years of age.  So, despite the curve balls that we Boomers had encountered since the mid-1970s, we might still be the luckiest generation in America.  Higher education was cheap. My undergraduate annual tuition was $700. And colleges still hadn't figured out they could make a killi...

  For a year and a half the good times rolled in job creation in legal services. Then, as Law360 reports, the sector lost 700 jobs in March 2026. It's premature to read into this. Essentially all the pontificating about the negative impacts of AI on demand for manpower is speculation. That applies to all sectors, not only legal services. However, junior lawyers should be wary. Yes, many large law firms are producing growth in revenue and profit. Some, such as Paul, Weiss, continue to punch above their weight. Expansion is global.  But, that doesn't ensure anything for hiring, retaining and promoting manpower. Actually, even the top tiers aren't safe. If M&A business doesn't juice Profits Per Equity Partners even equity partners could be de-equitized. Earning a Good Living in 2026 Involves Mental Combat. The enemy is usually your own thinking. Complimentary consultation. No Pressure. Solid Guidance. Contact Jane Genova janegenova374@gmail.com.

"So what have you been doing since getting laid off." That is a statement. Actually, a rebuke. Not a question. From experience as an intuitive coach since The Great Recession, I knew the answer. This jobless human being would proudly say:   "Full-time, I apply for jobs." From hearing this over and over again I know how counterproductive that approach is. The application process which is one-dimensional usually plays out as: Income has stopped coming in. Severance and unemployment compensation are over. Likely you're living off savings and investments. Currently a job search is a long process. Often it is dead-end if the former knowledge worker is determined to remain in their field. More and more of those positions aren't coming back. In addition, as Pro Publica documented, if you're over-50 and you're fortunate enough to return to your previous line of work only 10% of you will earn comparable income. That means it will be harder to recoup lost ear...

This is the kind of opportunity that self-confident 2026 graduates from the Ivy League might look into: the whole continuum of the sex economy. That is, all those x-rated activities, ranging from soft porn to operating in a location such as Germany or the Netherlands where the exchange of sex for money is legal.  The March 21st - March 27th 2026 edition of The Economist  documents the monetary aspects of the global sex economy. Here are snippets: Porn - $100 billion OnlyFans - $7 billion Exchange of Sex for money - 0.6% of females over 15 of age Virtual companionship - to be determined. Meanwhile government policies and technology keep expanding the reach of this, one of the oldest of businesses.  However, because of the stigma embedded in the sex economy, as university researcher Stef Adriaenssens points out in "Sex Work By Numbers,"  only 5% of studies dig into the market factors. That is, the nature of supply and demand and how pricing impacts the dynamics. That c...

  Let's cut to the worried chase. Okay, after a bad run, the Dow surged yesterday. Today, futures are up: **************************** Market Summary  > E-mini Dow Jones Industrial Average Index Futures 46,813.00  USD+231.00 (0.50%)today Apr 1, 5:04   AM CDT  •  Disclaimer ***************************** But, like almost half of Americas, more and more of us Boomers are looping into doom talk about a whopper of a downturn. The common phrase: "The house of cards will come down."  Yahoo Finance reports: "A recent survey by YouGov found 42% of Americans believe the country will experience a 'total economic collapse' within the next decade ..." Pile onto that the possibility of a reduction in the monthly Social Security payment in six years.  Meanwhile Rich Dad Poor Dad has been predicting escalating rates of homelessness for us Boomers. What could come to mind are the images of Hoovervilles. Those constitute the shanties put up for housi...

  Of the 900 million ChatGPT users, 850 million of us are freeloaders, documents BusinessInsider.  The chat bot's parent OpenAI probably knows that if there's a subscription fee slapped on for the basic model (the Plus one already operates on a fee basis) we'll figure out how to go elsewhere.  So, to build revenue OpenAI has come up with the ad strategy. While we're having our prompts responded to there will be digital advertising. Overall, OpenAI has shifted from branding for innovation to sticking to the knitting in terms of financial performance. Recently it halted that amazing video development: Sora. The question is: How successful will this be?  Recall that during the Super Bowl competitor Anthropic's commercial mocked that strategy. The messaging resonated.  But the more significant variable is this: We have grown accustomed to tune out ads. That's that. Instead of paying for streaming services like Netflix (which just raised its price) I have been with f...