BoomerVille - Nothing Alarming, Yet in Stock Market, But What About Our Medicare Advantage Plans

 Today was a good day for most of us. That is, for our nest eggs. That was a surprise. 

Now, despite Minneapolis and ongoing geopolitical chaos, futures are down but not alarmingly so, as of 8 PM ET. CNBC reports:

"Dow Jones Industrial Average futures lost 162 points, or 0.3%, weighed down by a nearly 9% decline in UnitedHealth shares."

But, for those of us Boomers on Medicare with supplements such as Medicare Advantage we wonder if that option is in danger of being yanked off the market by insurance companies such as United Health. The Trump administration has proposed leaving those rates flat for insurers.

The CMS notifies that the proposal calls for a net average payment increase of 0.09% for Medicare Advantage plans in 2027. Wall Street analysts focused on those insurance stocks anticipated a 4% to 6% boost. That payment rate essentially sets how much insurers can charge for monthly premiums and plan benefits. Thus, their profits. 

For 2026, United Healthcare has raised some expenses for members of its Medicare Advantage plans. The one I participate in - the HMO - now bills at $55, up from $50 last year, to see a specialist. And, of course, that specialist has to be on the network. 

But, overall, I have been pleased with Medicare Advantage. I just hope it remains an option for those of us on Medicare. The Trump administration's rate proposal could drive that option out of the marketplace.

Many of the solopreneurs over-65 I coach also feel a sense of financial comfort with an Advantage plan. There are other vendors such as Humana.

Success is a mental game. Failure comes from being done in by the “committee” in your head.

Together, we liberate your thinking. Then we change your story. And, unleash success. Meanwhile, we focus on bringing in income. That puts you in a position of strength.

Intuitive Coaching. Special expertise with transitions, becoming a solopreneur and aging. Psychic/tarot readings, upon request. Complimentary consultation with Jane Genova (Text 203-468-8579, janegenova374@gmail.com). Yes, test out the chemistry. Zero risk.

Don’t give up before the miracle.


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